Execution-Only Notices

We accept only online applications and it is offered without advice. However, you are always advised to seek independent financial and/or legal advice from a qualified professional before signing on the dotted lines.

If you know the details of the mortgage/loan you want, and are able to deal with the application yourself without speaking to an adviser, you can complete an application in few minutes.

All communications are done in writing, including all verbal/oral communications that must be confirmed in writing. More on our online application here.

We reserve the right to keep and/or store all communications beyond 5yrs and/or until completion of loan repayment.

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Important Notices

You are advised to be honest with us at all times in completing and/or submitting your loan application no matter your situation. Bankruptcy, CCJ, Arrears or Adverse credit accepted.
Misrepresentations may result in your loan application being refused and/or in losing your fees without a refund altogether.
Your use of our website and/or direct lending services constitutes acceptance of our privacy policy, disclaimers, terms and conditions and legal notices.
If you disagree with our privacy, terms, disclaimers and notices, do not use our website or direct lending services.
The loan products we directly provide are legal contracts, regulation-exempt and unregulated by the Financial Conduct Authority (FCA).

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Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

Applications are subject to status and Terms and Conditions. The right to decline any application is reserved.

Some lending may be subject to a satisfactory credit assessment and we will need your permission to carry out a credit check on you and/or your business.

You should not apply for an amount that you cannot comfortably afford to repay now and in the future to avoid the possibility of legal action. However, you can avail yourself of our Repayment Assistance Programme, subject to qualification.